NPS Calculator — National Pension Scheme
NPS is a government-backed pension scheme that offers market-linked returns. You invest monthly until 60, then withdraw 60% as lump sum (tax-free) and use 40% to buy an annuity for monthly pension.
Tax Benefits of NPS
- 80CCD(1) — Up to ₹1.5L (within 80C limit)
- 80CCD(1B) — Extra ₹50,000 deduction (above 80C)
- 80CCD(2) — Employer contribution up to 10% of salary
NPS vs PPF vs ELSS
NPS offers the highest potential returns (10-12% CAGR) but 40% must be annuitized. PPF is fully tax-free with 7.1% fixed return. ELSS has 3-year lock-in with equity market returns.
What is the NPS Calculator?
The NPS Calculator is a comprehensive, free online tool specifically designed to help you calculate nps corpus at retirement with pension estimate and tax benefits. Whether you are a professional or just someone looking to manage their personal finances more effectively, our NPS Calculator provides instant, highly-accurate results without requiring any sign-ups or downloads.
Free NPS calculator India. Calculate retirement corpus, pension estimate, and additional 80CCD(1B) tax benefit.
How to use this NPS Calculator
Using our NPS Calculator is simple and intuitive. Just input your required metrics into the form above, and the calculator will instantly map out your exact results alongside any applicable charts and comparative data. Adjust the sliders to run different "what-if" scenarios, and click the Export as PDF button at the top to securely save or print your results. All calculations happen directly in your browser, guaranteeing 100% privacy for your data.
Why choose CalcPro's Tools?
Our suite of 56 professional-grade calculators is engineered for pinpoint precision and built fully responsive for every device. The NPS Calculator is kept up-to-date with the latest market benchmarks and formulas, allowing you to trust the figures it provides.