Terms of Service
Please read these Terms carefully before using CalcPro. By using our calculators, you agree to these Terms.
Table of Contents
Important Disclaimer
CalcPro is a free educational tool for financial planning only. We are not a registered financial advisor. Always verify results with a qualified CA or financial professional before making any financial decisions.
1. Acceptance of Terms
By accessing or using CalcPro ("the Service", "we", "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website.
These Terms apply to all visitors, users, and anyone else who accesses the Service. We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the Service after any changes constitutes your acceptance of the new Terms.
2. Description of Service
CalcPro provides free online financial calculators including, but not limited to: GST Calculator, SIP (Systematic Investment Plan) Calculator, EMI (Equated Monthly Instalment) Calculator, Fixed Deposit (FD) Calculator, Recurring Deposit (RD) Calculator, Home Loan Calculator, Lumpsum Calculator, and Inflation Calculator.
All calculators are provided for informational and educational purposes only. The results generated by CalcPro are estimates based on the values you input and standard financial formulas applicable under Indian tax and financial regulations.
3. Financial Disclaimer
CalcPro is NOT a financial advisor, chartered accountant, tax consultant, or registered investment advisor. The results produced by our calculators are for illustrative and planning purposes only and do not constitute financial, investment, tax, or legal advice.
We make no warranty or representation that the calculations are accurate, complete, or suitable for any specific financial decision. You should always consult a qualified financial professional or chartered accountant before making any investment, loan, or tax-related decisions.
GST rates, tax slabs, and regulations are subject to change by the Government of India. While we strive to keep our calculators up to date, we cannot guarantee real-time accuracy of tax rates or regulatory changes.
4. Accuracy of Information
We take reasonable care to ensure that the information and calculation formulas used on this website are accurate and up to date. However, we do not warrant that:
- The calculators are error-free or produce results identical to those of banks, financial institutions, or the Government.
- The GST rates, FD interest rates, or other financial parameters shown are current at all times.
- The results are suitable for your specific financial situation.
- The website is free of viruses, bugs, or other harmful components.
Users are advised to cross-verify all results with official sources such as the GST Council portal, RBI guidelines, or your bank before making any financial commitments.
5. Permitted Use
You may use CalcPro for personal, non-commercial financial planning and educational purposes. You agree NOT to:
- Copy, reproduce, distribute, or resell any part of the Service without our explicit written consent.
- Attempt to reverse-engineer, scrape, or extract data from the website using automated tools or bots.
- Use the Service for any illegal, fraudulent, or misleading purposes.
- Impersonate CalcPro, our employees, or any other person or entity.
- Introduce malicious code, viruses, or other harmful material to the website.
6. Intellectual Property
All content on CalcPro — including but not limited to text, graphics, calculator logic, SVG illustrations, layouts, and branding — is the intellectual property of CalcPro and is protected under applicable copyright and trademark laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal use only. This license does not include any right to sublicense, sell, or commercially exploit any part of the Service.
7. Privacy
Your use of CalcPro is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding data collection, cookies, and advertising.
CalcPro does not collect or store any financial data you enter into our calculators. All calculations are performed locally in your browser and are not transmitted to our servers.
8. Third-Party Advertising
CalcPro may display advertisements served by Google AdSense and other third-party advertisers. These third parties may use cookies and similar tracking technologies to display ads relevant to your interests.
We are not responsible for the content, accuracy, or practices of third-party advertisers. Clicking on third-party ads may take you away from CalcPro and to external websites governed by their own terms and privacy policies.
9. Limitation of Liability
To the fullest extent permitted by applicable law, CalcPro and its owners, operators, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of — or inability to use — the Service.
This includes but is not limited to: financial losses resulting from reliance on calculator outputs, loss of data, loss of profits, or any other losses arising from errors, interruptions, or inaccuracies in the Service.
In no event shall CalcPro's total liability to you exceed INR 500 (Indian Rupees Five Hundred) for any claims arising out of your use of the Service.
10. External Links
Our website may contain links to third-party websites for your convenience and reference. These links do not constitute an endorsement of the linked website or its content.
We have no control over the content, privacy policies, or practices of third-party websites and accept no responsibility for them. You access third-party websites at your own risk.
11. Modifications to the Service
We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We shall not be liable to you or any third party for any such modification, suspension, or discontinuation.
We may also update, add, or remove calculators from the website at our discretion.
12. Governing Law & Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in India.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
13. Contact Us
If you have any questions, concerns, or feedback regarding these Terms of Service, please reach out to us:
By using CalcPro, you acknowledge that you have read and understood these Terms of Service.